The Process
From Free Inspection to Maximum Settlement
A simple five-step process. You sign. We fight. You get paid.
We schedule a free inspection of your property and assess all documented and undocumented damage. We review your insurance policy, existing adjuster estimates, and any prior correspondence with your carrier. You receive a clear assessment of what we believe your claim is worth before we ever ask you to sign anything.
We prepare a complete, professional claim package and submit it to your carrier. For denied or closed claims we prepare a formal rebuttal with supporting documentation and reopen the claim through the carrier's official review process. Everything is submitted correctly the first time.
Our licensed adjusters conduct a thorough inspection using the same tools and standards carriers use — Xactimate estimating software, moisture readings, structural documentation, contents inventories, and expert consultations where needed. We document everything your policy covers, including losses the carrier's adjuster overlooked or deliberately excluded.
We handle all direct communication with the carrier's adjuster. We submit our documentation, respond to requests, attend inspections, dispute underpayments, and negotiate until we reach a settlement that reflects the true value of your loss. You receive updates throughout the process. No settlement is accepted without your approval.
Once we reach a settlement you approve, we guide the payment process through to completion. We track every payment, reconcile against your claim, and ensure the full settlement clears. That is when our fee is collected — a percentage of what we recovered. If we don't collect, you don't pay.
Free property inspection. No upfront cost. No fee unless we recover. Republic Adjusters fights for every dollar your Florida insurance policy entitles you to receive.