About Republic
The Team on Your Side
Republic Adjusters was built around one belief: when your home or business is damaged, you deserve the same caliber of professional representation that your insurance company uses — but working for you.
Republic Adjusters was founded in Orlando, Florida by former insurance industry professionals who saw the same problem repeating itself: Florida homeowners and businesses sustaining significant losses, receiving inadequate settlements, and having no qualified advocate in their corner.
The insurance industry is not adversarial by design — but it is asymmetric. Carriers employ experienced adjusters, engineers, and claims specialists whose sole purpose is to evaluate claims from the carrier’s financial perspective. Most policyholders have never filed a major claim before and face these professionals alone.
Republic levels that playing field. We are a licensed Florida public adjusting firm representing only the policyholder — never the insurance company.
Every member of our team has worked on both sides of the claims process. We know exactly what carriers look for, what they try to minimize, and what documentation they cannot dispute.
License Disclosure: Republic Adjusters LLC is a licensed Public Adjusting firm under Florida Statute 626.854. We represent the interests of the insured in the claim settlement process. Not affiliated with any insurance carrier.
Our team includes former insurance company adjusters, engineers, and claims managers who spent years on the carrier side. We understand exactly how carriers evaluate claims, what they look for in documentation, and what arguments they cannot dispute.
We represent the policyholder exclusively. We are never hired by insurance carriers, never accept referral fees from contractors or service providers, and never compromise our clients’ interests.
We operate exclusively in Florida. Every carrier relationship, market knowledge, and regulatory understanding we bring is specific to the Florida insurance market — not a national template.
Florida hurricane season demands a billing partner with real surge capacity. We staff ahead of every storm season and maintain our full service standards during CAT event surges.
One contingency fee, agreed upon before we begin. No retainers, no hourly billing, no surprise charges. We earn only when you do.
We invest our own time and expertise in every free inspection. If we don’t believe we can recover significantly more than what was offered, we tell you honestly.
Free property inspection. No upfront cost. No fee unless we recover.